Privacy Policy
Wizpend – Personal Finance Manager
Last Updated: November 21, 2025
Introduction
Welcome to Wizpend. We are committed to protecting your privacy and ensuring the security of your personal and financial information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our mobile application.
By using Wizpend, you agree to the collection and use of information in accordance with this policy. If you do not agree with our policies and practices, please do not use our application.
Information We Collect
We collect several types of information to provide and improve our service to you:
Personal Data
Email address for account creation and login, optional profile information such as name and profile photo.
Financial Data
Transaction records, expense categories, budgets, financial goals, account information, and upcoming expenses that you manually enter into the app.
Device Information
App version, device type, operating system version, and crash logs for debugging and improving app performance.
Preferences & Settings
Currency preferences, theme settings, app lock configuration, notification preferences, and other user preferences.
Important: We do not connect to or access your actual bank accounts. All financial data is manually entered by you and stored securely in your account.
How We Use Your Information
We use the collected information for the following purposes:
We will never: Sell your personal information to third parties, use your financial data for advertising purposes, or share your data without your explicit consent except as required by law.
Data Storage and Security
Where Your Data is Stored
Cloud Storage: Your account data and financial records are securely stored in Google Firebase Cloud Firestore with encryption both in transit (using TLS/SSL) and at rest
Local Storage: App preferences, cached data, and temporary information are stored locally on your device for faster performance
Authentication: User credentials are managed by Firebase Authentication with industry-standard security practices
Security Measures
While we implement strong security measures, no method of transmission over the internet or electronic storage is 100% secure. We cannot guarantee absolute security but continuously work to protect your information.
Data Sharing and Disclosure
We do not sell, trade, or rent your personal information to third parties. We may share your information only in the following limited circumstances:
Service Providers
- • Firebase (Google): For cloud storage, authentication, and analytics
- • Cloud Infrastructure: Hosting and data storage services
Legal Requirements
We may disclose your information if required to do so by law or in response to valid requests by public authorities (e.g., court orders, government agencies).
Business Transfers
If Wizpend is involved in a merger, acquisition, or asset sale, your information may be transferred. We will provide notice before your information is transferred and becomes subject to a different privacy policy.
Your Privacy Rights
You have the following rights regarding your personal information:
Access
Request a copy of the personal data we hold about you
Correction
Update or correct inaccurate information at any time through the app
Deletion
Request permanent deletion of your account and all associated data
Data Portability
Export your financial data in a portable format
Opt-out
Manage notification preferences and marketing communications
Withdraw Consent
Revoke permissions granted for data processing
To exercise these rights, use the in-app Privacy Settings or contact us at privacy@wizpend.net
Data Retention
We retain your information for as long as your account is active or as needed to provide you services. Specifically:
Active Accounts: Data is retained indefinitely while your account remains active
Deleted Accounts: Upon account deletion, all personal and financial data is permanently removed within 30 days
Backup Systems: Data in backup systems is removed within 90 days of account deletion
Legal Obligations: Some data may be retained longer if required by law or for legitimate business purposes
Children's Privacy
Wizpend is not intended for use by children under the age of 13 (or 16 in the European Economic Area). We do not knowingly collect personal information from children. If you are a parent or guardian and believe your child has provided us with personal information, please contact us immediately, and we will delete such information from our systems.
International Data Transfers
Your information may be transferred to and maintained on servers located outside of your country where data protection laws may differ. By using Wizpend, you consent to the transfer of your information to our facilities and service providers as described in this Privacy Policy.
Cookies and Tracking Technologies
The mobile app does not use traditional browser cookies. However, we may use similar technologies such as:
- • Local storage for app preferences and settings
- • Analytics tools to understand app usage patterns
- • Session tokens for maintaining secure login sessions
Third-Party Services
Wizpend uses the following third-party services that may collect information:
- • Google Firebase: Authentication, cloud storage, and analytics
- • Google Play Services / Apple Services: For in-app purchases and app distribution
We are not responsible for the privacy practices of these third-party services. We encourage you to review their privacy policies.
California Privacy Rights (CCPA)
If you are a California resident, you have additional rights under the California Consumer Privacy Act (CCPA):
- • Right to know what personal information is collected, used, shared, or sold
- • Right to delete personal information held by businesses
- • Right to opt-out of sale of personal information (we do not sell personal information)
- • Right to non-discrimination for exercising CCPA rights
To exercise these rights, contact us at privacy@wizpend.net
European Privacy Rights (GDPR)
If you are located in the European Economic Area (EEA), you have rights under the General Data Protection Regulation (GDPR):
Changes to This Privacy Policy
We may update our Privacy Policy from time to time to reflect changes in our practices, technology, legal requirements, or other factors. We will notify you of any material changes by:
- • Posting the new Privacy Policy in the app
- • Updating the "Last Updated" date at the top of this policy
- • Sending an in-app notification or email for significant changes
Your continued use of the app after changes are posted constitutes your acceptance of the updated Privacy Policy.
Contact Us
If you have any questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact us:
We typically respond within 3 business days
© 2025 Wizpend by Nyfronix. All rights reserved.