Wizpend

Money, minus the noise.

Every account, budget, and subscription in one calm place, so you always know where you stand.

Wizpend dashboard showing balances, budgets, and recent activity

Free on iOS and Android · Premium from $2.99/month

Features

Everything your money does, at a glance.

Wizpend quietly organizes what your spreadsheet never could, then stays out of your way.

Spending, made legible

Clear charts show where the month actually went, by category, merchant, or account.

Wizpend spending analytics with category breakdowns

Budgets that keep themselves

Set a limit once. Wizpend tracks every category and tells you before you drift, not after.

Wizpend budgets screen with progress toward category limits

3s

to log an expense. Add it, tag it, forget it.

Subscriptions, surfaced

Every recurring charge in one list, so you can spot the ones you stopped using months ago.

Shared accounts

Track household spending together, without sharing a login.

Go deeper

Powerful underneath. Quiet on the surface.

AI insights

Your money, explained in plain language.

Wizpend reads your month and tells you what changed, what's unusual, and what to watch. Think of a financial advisor who actually knows your numbers.

  • Spots spending spikes and quiet category creep
  • Summarizes the month in a few honest sentences
  • Suggests budgets based on how you actually spend
Wizpend AI analysis screen with spending insights

Goals

Save for the thing, not the number.

Set a goal for the trip, the emergency fund, or the new laptop, then watch it fill up as you go. Wizpend shows exactly how your daily choices move the date closer.

  • Goal progress tied to real account balances
  • Monthly targets that adapt when life happens
Wizpend goals and budgets screen

Together

One household. One picture.

Share specific accounts with a partner or family member. Everyone logs their own spending; everyone sees the same truth.

  • Invite by email, no shared passwords
  • Choose exactly which accounts are shared
Wizpend shared account screen

A closer look

Designed to be glanced at.

Transactions list

Transactions

Accounts overview

Accounts

Charts and trends

Charts

Subscriptions tracker

Subscriptions

Spending analytics

Analytics

Swipe to browse →

Privacy

Your finances are nobody's business. Including ours.

No bank credentials required

Wizpend works without linking your bank login. Track manually and keep your credentials where they belong.

Your data is never for sale

Wizpend is funded by Premium subscriptions, so your financial data is never sold or handed to advertisers.

You hold the keys

Export everything, or delete your account and all of its data, anytime in one step.

Dark mode included

A true dark theme for late-night check-ins, easy on the eyes and on OLED batteries.

Wizpend dashboard in dark modeWizpend analytics in dark mode

Pricing

Start free. Upgrade when it earns it.

Try every Premium feature free for 14 days, no commitment. Keep using the free plan for as long as you like, or pay once and own Premium forever.

Free

Everything you need to start.

$0forever

  • 100 transactions per month
  • Basic budgets (up to 3)
  • 2 accounts
  • Basic goal tracking
Download free

Premium

14-day free trial

The full picture of your money.

$4.99$2.99/ month

  • Everything in Free, plus:
  • Unlimited transactions, accounts & budgets
  • AI-powered insights
  • Advanced spending-pattern visualizations & reports
  • Shared budgeting for your household
  • Upcoming expense tracking
  • Advanced notifications
  • Data import & export
  • Ad-free experience
Start free trial

Lifetime

Pay once

Own Premium forever.

$99one time

  • Every Premium feature, forever
  • All future Premium updates included
  • No renewals, no price changes
  • Pays for itself in under 3 years
Get lifetime access

All purchases are billed through the App Store or Google Play. Subscriptions can be canceled anytime.

Questions

Answers before you ask.

Is Wizpend free?

Yes. The free plan includes 100 transactions per month, up to 3 budgets, 2 accounts, and basic goal tracking, and you can use it for as long as you like. Premium unlocks the full feature set for $2.99/month, or $99 once for lifetime access.

Does Wizpend need access to my bank account?

No. Wizpend works without linking your bank login. You track spending manually, which keeps your credentials with you and never puts them in a third-party aggregator.

What do I get with Premium?

Unlimited transactions, accounts, and budgets, plus AI-powered insights, advanced spending visualizations and reports, shared budgeting, upcoming expense tracking, advanced notifications, data import and export, and an ad-free experience.

How does the free trial work?

Every new account can try all Premium features free for 14 days. If you do nothing, you simply continue on the free plan; there is no automatic charge without a subscription.

Can I cancel my subscription?

Yes, anytime. Subscriptions are billed through the App Store or Google Play, and you cancel directly from your store subscription settings.

Is my financial data sold or shared?

Never. Wizpend is funded by Premium subscriptions, so your financial data is not sold or shared with advertisers. You can export or permanently delete all of your data at any time.

Download

Start knowing where you stand.

Free to download, with a 14-day Premium trial included. Set up your first budget in under two minutes.

iOS 16+ · Android 9+